Comprehensive Financial Planning
Transform your financial future with personalized strategies designed to achieve your goals and secure your wealth
Meet Your Financial Planning Expert
Led by certified financial planner with decades of experience
Manohar Vellaiyan
Certified Financial Planner
Manohar Vellaiyan is a certified financial planner with extensive experience in the financial markets. Previously serving as Assistant Vice President at Cognizant (CTS), he brings a unique blend of corporate experience and financial expertise. His passion for improving financial literacy has led him to conduct regular educational sessions both within CTS and in the wider community.
What's Included in Your Financial Plan
Comprehensive analysis and personalized strategies for every aspect of your financial life
Goal Setting & Analysis
Define your short-term and long-term financial objectives with detailed analysis and prioritization.
Investment Strategy
Develop a diversified investment portfolio aligned with your risk tolerance and time horizon.
Risk Management
Comprehensive insurance planning and emergency fund strategies to protect your financial future.
Retirement Planning
Create a sustainable retirement strategy with tax-efficient savings and income planning.
Tax Optimization
Minimize tax liability through strategic planning and tax-efficient investment strategies.
Estate Planning
Ensure your wealth is preserved and transferred according to your wishes with proper estate planning.
Our Financial Planning Process
A systematic approach to creating your personalized financial roadmap
Discovery & Assessment
Comprehensive review of your current financial situation, goals, and risk tolerance.
Strategy Development
Create personalized financial strategies and investment recommendations.
Implementation
Execute your financial plan with ongoing support and guidance.
Monitoring & Review
Regular reviews and adjustments to keep your plan on track.
Choose the Right Service for You
Compare our Financial Consultation and Financial Planning services
Financial Consultation
- Understand Your Background
income sources, expenses, dependents, profession, and lifestyle. - Assess Financial Behavior
spending habits, money mindset, and past decisions. - Evaluate Existing Assets & Liabilities
properties, loans, insurances, mutual funds, etc. - Identify Financial Goals
short-term, mid-term, and long-term objectives. - Give Optimal Financial Advice
tailored to your current life stage and priorities. - Asset Allocation Strategy
Based on risk appetite and market opportunities. - Investment Readiness
Post-session, you're ready to take informed actions. - Product Agnostic Approach
No selling, only clarity.
Financial Planning
- Detailed Review of All Past Investments
Check alignment with your goals. - Customized Investment Roadmap
A step-by-step plan for future investments. - Goal-Based Planning and Product Recommendations
For retirement, children's education, marriage, real estate goals etc. - Review & Rebalancing Strategy
Guidance on when and how to rebalance your portfolio. - Documentation Support
From mutual funds to insurance planning and estate planning (Will/Trust) basics. - Cross-Border Expertise
Indian and international financial instruments (US exposure included). - Certified Financial Planner Involvement
Ensures compliance and provides global perspective.
Ready to Transform Your Financial Future?
Schedule a free consultation to discuss your financial planning needs